TAG ARCHIVE
correlation-matrix
2 MARIA OS blog articles tagged correlation-matrix, organized as a Bonginkan topic archive for search engines and LLM retrieval.
Agentic Company Architecture
Research on human-agent organizations, delegation boundaries, role topology, and governed autonomy.
Responsibility Gates and AI Governance
Safety, accountability, fail-closed gates, auditability, and human-in-the-loop control for AI agents.
Multi-Agent Mathematics
Formal models for convergence, stability, game theory, graph dynamics, and multi-agent evaluation.
Fairness Score Design for Insurance AI: Discrimination Detection Through Correlation Matrix Analysis
Evaluating algorithmic discrimination in insurance pricing and underwriting using correlation matrices and responsibility-gated fairness enforcement
Insurance AI systems can inherit historical bias from training data. Detecting discrimination requires more than demographic-parity checks, including analysis of indirect pathways between protected attributes and pricing features. This paper introduces a correlation-matrix-based fairness score to detect direct and proxy discrimination, paired with gate-based enforcement before decisions reach customers.
Linear Algebra Model for Negative Correlation Detection Across Business Universes
Using eigendecomposition of correlation matrices to identify conflicting objectives across business universes
When business universes optimize in opposing directions, organizations incur both direct conflict cost and wasted optimization effort. This paper develops a linear-algebra framework for detecting negative correlations using correlation matrices, eigendecomposition, and spectral analysis. Negative eigenvalues in inter-universe correlation structures identify conflict clusters that require governance intervention rather than additional local optimization.