TAG ARCHIVE

bias

1 MARIA OS blog articles tagged bias, organized as a Bonginkan topic archive for search engines and LLM retrieval.

1 article|Published by Bonginkan

Agentic Company Architecture

Research on human-agent organizations, delegation boundaries, role topology, and governed autonomy.

Responsibility Gates and AI Governance

Safety, accountability, fail-closed gates, auditability, and human-in-the-loop control for AI agents.

Multi-Agent Mathematics

Formal models for convergence, stability, game theory, graph dynamics, and multi-agent evaluation.

Industry ApplicationsFebruary 12, 202638 min read

Fairness Score Design for Insurance AI: Discrimination Detection Through Correlation Matrix Analysis

Evaluating algorithmic discrimination in insurance pricing and underwriting using correlation matrices and responsibility-gated fairness enforcement

Insurance AI systems can inherit historical bias from training data. Detecting discrimination requires more than demographic-parity checks, including analysis of indirect pathways between protected attributes and pricing features. This paper introduces a correlation-matrix-based fairness score to detect direct and proxy discrimination, paired with gate-based enforcement before decisions reach customers.

insurancefairnessdiscrimination-detectioncorrelation-matrixbiasethicsgovernance